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Insurance
Insurance

Insurance offers a complete “PEACE OF MIND” this is a protective instrument or protective tool which minimizes financial loss in the event of untoward incident. Insurance Coverage is a must while sending Household goods. In spite of the best packing and safe transportation factors beyond our control like ACTS OF GOD i.e. accidents, fire, sabotage, riots etc can result in damages to the goods. Hence we repeat “INSURANCE IS NEED”.

We at SHARMA Packers and Movers offer 03 Types of coverage or 03 Types of choice of Insurance as per Risk required to be covered. Any One Insurance type needs to be chosen.

  1. ACCIDENTAL RISK / ACCINDENTAL INSURANCE :
    • The commonly known insurance is the “TRANSIT INSURANCE” where the premium comes to2% on the declared value. Here the compensation towards damages/ losses are paid only if the vehicle meets with an accident. This risk covers only “ACTS OF GOD” that is covers only financial loss in case of accident, fire, collusion, riots, earthquake, flood and many more natural calamities. This risk is covered only by the General Insurance Company and will be charged at 2% on the declared value. Any financial loss will be settled by General Insurance Company Only. The Insurance policy will be arranged by the company on your behalf at no Extra Charges. Hence if there is no accident to the vehicle no claim for compensation can be made.

  2. GENERAL RISK / GENERAL INSURANCE :
    • This policy covers on damages/ losses where premium is around 3% on the declared value. Here the compensation is paid for any damages except for scratches. All the breakage will be covered other than accidental damages. That it covers regular Transit Risk only. The company will settle the claim if any as per the Pre Declared or Insurance Receipt or Value declared to us prior to Moving.

  3. COMPREHENSIVE INSURANCE :
    • This Policy covers the damages/losses for what so ever be the reason that is it covers both Accidental risk and General risk. The policy covers on damages / losses where premium is charged around 5% on declared value. The company will settle the claim if any as per the Pre Declared or Insurance Receipt or Value declared to us prior to Moving.